first premier bank mastercard credit card

The First Premier Mastercard is designed for applicants with poor credit (which Experian, one of the three credit bureaus, defines as having a credit score of between 300 and 579) who want to build or restore their credit history (the card’s transactions are shared with those agencies).

What is the highest credit limit for First Premier Bank?

As mentioned earlier, your credit limit with the First Premier Bank Credit Card will be $300, $400, $500, $600, $700 or $1,000 depending on your creditworthiness. The card’s annual fee, monthly fees and program fee vary based on your credit limit.

What type of credit card is First Premier Bank?

First Premier credit cards are cards issued by First Premier Bank and targeted to people with bad credit. First Premier credit card offers are known for high fees, high interest rates, and low credit limits.

Does First Premier do a hard inquiry?

Yes, the First Premier Bank Mastercard does a hard pull on your credit when you apply for it online. You can apply with a bad credit, but a hard pull usually causes your credit score to further drop by 5-10 points.

Can I use my First Premier credit card at ATM?

To get a First Premier Bank credit card cash advance, use the credit card and a corresponding PIN at a participating ATM and withdraw the cash, up to the card’s available cash advance limit. If you do not have a PIN, contact First Premier Bank’s customer service at (800) 987-5521 to request one.

How many credit cards can you have with First Premier?

Yes, you can have more than one First Premier credit card. But keep in mind that First Premier’s credit cards have one-time, annual and monthly fees, and also a 36% APR for their unsecured cards and 19.9% for their secured card.

When can I use my First Premier credit card?

Your First Premier credit card will be activated as soon as you pay your program fee or fund your security deposit, depending on the card you got approved for.

How long does it take for available credit after payment First Premier?

How long does it take to get your available credit once you pay the $75 processing fee? You’ll be able to use your available credit once you receive your card, which should come in the mail within 10 business days.

How do I pay my First Premier credit card?

Ways to Make a First PREMIER Bank Credit Card Payment
By phone: Call 1-800-987-5521 and enter your card information when prompted.Online: Log in to your online account and find the payment button.Through the mobile app: Log in to your account and select your card, then tap the payment button.

Does First Premier waive annual fee?

There’s also a one-time program fee that ranges from $55 to $95. Additionally, you’ll have to pay a monthly fee that costs up to $10.40. However, First Premier will waive or reduce this fee for the first year, which can help offset the cost of the program fee.

Is First Premier a real bank?

The First Premier Bank Mastercard is a perfect example. It’s an unsecured card that offers approval to a wider range of credit profiles than many other credit cards. However, there are some significant drawbacks. Here’s what you need to know if you’re considering the First Premier credit card.

Is First Premier a secured credit card?

The primary appeal of First Premier cards is that they are “unsecured.” That means that, unlike secured credit cards, they don’t require an upfront security deposit.

Who is premier bank card?

The PREMIER Bankcard Mastercard is an unsecured card for people who want to establish or rebuild credit. However, the trade-off for not putting down a security deposit is sky-high fees.

Does First Premier pre approval?

You can get pre-approved for a First Premier credit card if you fit the issuer’s criteria and receive a mail offer. After receiving a mail offer, enter your confirmation number on First Premier Bank’s dedicated web page to apply.

How do I cancel my First Premier credit card?

You can cancel your First Premier credit card at any time by notifying First Premier Bank in writing or by phone at (800) 987-5521. Keep in mind though, that even after your credit account is closed, you remain responsible for paying any amounts you owe on the credit account, according to the terms of your contract.

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